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Travis L Wright – The Most Overlooked Money Mistakes I See Often

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Financial planning isn’t just about choosing the right investments or hitting retirement targets. It’s about the everyday decisions most people overlook—the quiet, seemingly harmless habits that compound over time and quietly derail progress. As a financial advisor, I’ve spent years helping clients untangle not just bad strategies, but bad patterns.   Here are the five most common money mistakes I see—ones that often fly under the radar until it’s too late.     1. Lifestyle Creep Disguised as “Treating Yourself”   It starts innocently. A raise at work, a new client, a good bonus. Naturally, you want to reward yourself. Maybe it’s a nicer car, a better apartment, or a more expensive weekend routine. But before long, your expenses rise to match your income—and suddenly, there’s no actual surplus to invest or save.   The problem isn’t treating yourself. It’s when “just this once” becomes the new normal. This kind of lifestyle inflation slowly eats away at...
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Travis L Wright – Money Mistakes Most People Make (and How to Avoid Them)

Managing money isn’t always intuitive. Most of us aren’t taught practical financial skills in school, and by the time we realize what we don’t know, we’ve already made a few costly missteps. Over the years as a financial advisor, I’ve worked with people from all walks of life – entrepreneurs, working professionals, retirees – and I’ve noticed that most money mistakes are surprisingly common. Here are some of the biggest financial pitfalls I see regularly – and more importantly, how to avoid them. Living Beyond Your Means This one’s obvious, but it still tops the list. Spending more than you earn is a slippery slope that leads to debt, stress, and long-term instability. Many people finance lifestyles they can’t actually afford in an effort to keep up appearances or chase short-term comfort. How to avoid it: Track your expenses. Know what’s coming in and what’s going out. Build a monthly budget and stick to it. Delay major purchases until you can truly afford them. Financial peace often ...
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